What does ski travel insurance cover?
Do you have a countdown until the first day of ski season? Did you buy your slope season passes the first day they were available? Do you dream of spending your weekends (and weekdays!) carving your way down a mountain full of fresh powder? Chances are, you love skiing, snowboarding or any other sort of winter sport.
As you plan your winter holidays and activities, you’ll often be greeted with the opportunity to purchase ski travel insurance cover on top of your normal travel insurance policy. But what does this extra coverage do and why should you pay more for it? Today, we are walking through Ski Travel Insurance and what it can do to defend you and your holiday against injury, delays and weather-related closures. As always, be sure to read through the Product Disclosure Statement very carefully to be sure you understand exactly what activities and events are covered and are exempt under your travel insurance policy.
What Does it Cover?
Medical Emergencies
Say you make it to the top of the lift and are ready to take off down the slopes. All of a sudden an inexperienced skier comes out of nowhere and knocks you off your feet. By the time you land, you’re in massive amounts of pain and it’s immediately apparent your leg is broken. What do you do?
With a ski travel insurance cover you’ll have access to youGo’s 24hr Emergency Assistance where our experts can get you access to the right medical treatment, assist with changing travel plans in case of emergency and provide support during the entire process of getting treatment. Instead of getting stuck with medical bills that will set you and your finances back, you’ll be able to manage the costs and experience with your travel insurance policy from youGo travel insurance.
Bad Weather While Travelling
Depending on your destination for skiing, it’s important to consider what their weather conditions may be like while you are in the process of getting there. After all, winter weather is always welcome on ski holidays, but if the conditions get too bad, your travel plans could become delayed, or even worse, cancelled. With a travel insurance policy you’ll have a back-up plan to help you regroup and get where you need to go without losing a bunch of money.
What Doesn’t It Cover?
Our PDS outlines what a ski travel insurance policy will NOT cover:
- Off-Piste skiing or snowboarding
- Racing of any kind
- Participating in a Professional Capacity
What Does it Cost?
Because skiing and snowboarding are considered “dangerous sports” this often means that they are excluded from standard travel insurance policies. If you would like to be covered for snow skiing, snowboarding or snowmobiling with a youGo travel insurance policy, then you will have to pay an extra premium. Determine your needs, consult the PDS and get a quote before you hit the slopes. You can get a quote online or by calling youGo travel insurance experts for specific cost estimates depending on your holiday plans.