Why should I buy travel insurance?
Before you take a trip, you might ask yourself whether you really need to purchase travel insurance.
In a perfect world, nobody would need travel insurance (or any kind of insurance, for that matter). Your travels would always be smooth and easy from start to finish. In the real world, however, unpleasant surprises—from minor inconveniences like lost luggage and missed connections to major crises like medical emergencies or natural disasters — are unfortunate realities for many travellers. Even though some mishaps are unavoidable, you can protect yourself, your investment and your holiday when you buy travel insurance.
Top 5 reasons to buy travel insurance:
1. It protects the money you’ve already spent
If something beyond your control happens, and you can’t take your trip, a travel insurance policy with cancellation cover like one from YouGo will reimburse you for many of your non-refundable costs. If your trip is interrupted or you suffer an inconvenience like lost luggage or a stolen wallet, travel insurance can help cover your losses.
2. Travel health insurance can cover you from Texas to Tibet
A travel insurance policy provides cover for overseas medical and dental cover when your Australian health insurance wouldn’t be able to help you. In addition to covering expenses for minor accidents and illnesses, travel insurance will cover the big-ticket expenses too, such as medical evacuations. These type of claims can easily run into the tens of thousands of dollars—money that would have to come out of your own pocket if you didn’t have travel health insurance. Please be sure to read the PDS to make sure the travel insurance plan is appropriate for your specific needs.
3. Travel insurance can literally save your life
If you have an accident or fall seriously ill while overseas, your travel insurance provider will be able to help ensure you’re getting the proper care. If you have a policy from youGo, we will not only help cover your medical expenses, but we will also ensure that you have top-quality medical treatment and case management.
4. 24/7 emergency assistance
Everyone needs help sometimes. If you need a referral to a local doctor, help replacing lost travel documents or changing travel plans in an emergency, our travel assistance experts are available 24 hours a day.
5. It beats calling and asking your parents for money
Consider the benefits of travel insurance for students and backpackers like you (such as being able to call emergency assistance) instead of asking your parents for money or going into debt while you’re away. Maybe the question you should really be asking is “Can I afford to travel without travel insurance?”
(Pro tip for parents: learn how to talk your kid into considering travel insurance.)
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